Here are tips from financial advisors for getting your Medicare coverage right
Whether you’re reviewing your coverage during open enrollment through Dec. 7 or are signing up for the first time, there are some key considerations to factor into...
There are two main options for people looking for life insurance: term life insurance and permanent life insurance. Term life, the most popular and affordable­ of the two, refers to policies that guarantee a fixed death benefit payout for named b...
The COVID-19 pandemic has been a wake-up call for many about the need for life insurance. It’s been one of the top topics of discussion at dinner tables, according to a recent survey by Life Happens, an industry-funded non-profit that provides...
Happy birthday! By 26, you've got quite a few life milestones under your belt. Now here's another one: shopping for health insurance.
Under the Affordable Care Act, young adults can stay on their parents’ health insurance plans until t...
Fixed indexed annuities are often pegged as a safer way to invest in the market. As such, many financial advisers spurn the product due to its perceived inefficiencies in growing wealth when compared to straightforward investment strategies.
This is...
Fixed indexed annuities, also referred to as equity-indexed annuities, have been a hot button issue for decades now. But FIAs have also been widely misunderstood by investors, advisers, and regulators, often being confused with variable annuities.
F...
Annuities are typically considered illiquid, long-term investments. In general, I don’t think anyone would disagree with that view. After all, annuities are designed to be lifetime contracts. However, it would be wrong to assume all annuities a...
One of the biggest challenges in retirement is building a reliable stream of monthly income to support you for what could be a very long time. While retirees have long relied on bonds for this purpose, a retirement income expert recently told Money t...
Given the high cost of major medical treatments, health insurance is a must for just about everyone. But health insurance policies vary wildly in cost, coverage, and other features, so it's important to choose your plan with your individual needs...
Let’s be honest: Health insurance is confusing, so let's start at the beginning. Health insurance is a contract you buy that requires an insurance company to pay for some or all of your medical expenses. Some employers offer (heavily subsid...
